This planner has been my constant companion for some time, but I think it's time for a change and I need to find it a new home. It does have some wear and tear, but its nothing that doesn't bother the function. The inside Interior has pockets to hold credit cards, I.D., pens, and coins. It's a three ring binder and it comes with everything seen here. The pen holder is torn, but it still holds the pen in place.
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