I am a Lincesed Real Estate Agent here in Ottawa and have been providing rent to own services since 2008 and have worked with many people and families to get them to the point of being able to purchase.
If any of these situations below apply to you theen please contact me and we can sit down to see if my program can help you get into a home and on the path to home ownership.
Referrals available from families in Ottawa currently in my program.
Is Rent to Own right for you?
In order for banks and other financial institutions to give you a mortgage, you need a certain credit score. The score required depends on the programs that are available at each bank. This score is calculated by looking at a number of activities. These activities include payment activity, amount of debt, number of credit cards, number of loans. etc. If you have a lot of missed payments or too much debt this will give you a lower credit score. The other problem is that sometimes people never get a credit card or take out a loan. This creates a situation where you don't have enough credit and as a result this also creates a low credit score. This is easier to repair than bad credit. Our Credit Management Program can help you through the process.
Maybe We Can Help
We have solutions for most people, no matter what the problems are. We also have a number of programs to assist you along the way. We have our Down Payment Savings Program that will help you save your down payment. We have our Credit Management Program that will help you repair your credit along the way. We also setup a Monthly Payment Plan that includes all the costs associated with home ownership.